CDCP Denture Coverage Explained: Who Qualifies & What to Expect
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If you’re wondering whether Canada’s new dental program will help cover your dentures, you’re not alone. At Saberton, we get this question every day — and the answer is: yes, the Canadian Dental Care Plan (CDCP) does cover dentures. But how much it pays and who qualifies depends on a few key things.
What Is the Canadian Dental Care Plan (CDCP)?
The CDCP is a new federal dental plan, and honestly, it’s a big step forward. Its goal is to help more Canadians — especially seniors, kids, folks with disabilities, and lower-income families — access essential dental care, including dentures, without breaking the bank.
At Saberton, we’ve seen firsthand how cost can delay treatment, and this program is designed to ease that burden.
The program is administered through Sun Life, and it covers a range of dental services — including complete and partial dentures.
Who Qualifies for Denture Coverage Under CDCP?
To be Canadian Dental Care Plan eligible, you need to meet all the following:
- Be a Canadian resident
- Have filed a tax return in the previous year
- Have no access to private dental insurance
- Have a family net income under $90,000
As long as you qualify, all eligible Canadians can now apply for the Canadian Dental Care Plan (CDCP)!
If you meet the above criteria, you may be eligible for full or partial coverage of dentures. And, at your free consultation, we’ll help walk you through all the details.
What Denture Services Does CDCP Cover?
The Canadian Dental Care Plan includes coverage for a wide range of prosthodontic services. Here's what’s included:
- Complete dentures – standard and temporary
- Partial dentures – for initial placement or replacement (requires preauthorization)
- Denture repairs, relines, and rebases
- Soft liners and tissue conditioners
- Immediate dentures (with preauthorization)
- Overdentures (also with preauthorization)
How Much Does CDCP Pay? Co‑Pay Levels by Income
Coverage under the CDCP is income-based. Here’s a quick breakdown:
Important to note: Many dentists or denturists may charge more than the CDCP fee guide. In that case, you pay the difference.
At Saberton Denture & Implant, our goal is to stick to the CDCP fee guide to help keep your out-of-pocket costs as low as possible.
Preauthorization & Provider Coordination
Some denture services require preauthorization, especially:
- Partial dentures
- Immediate dentures
- Services that exceed frequency limits (like early replacements)
Why does this matter? Preauthorization helps confirm eligibility for Sun Life. At Saberton, our costs are always clear from the onset.
As a CDCP-registered provider, Saberton clinics can direct bill Sun Life, which saves you from the paperwork and ensures you're only billed for any remaining amount (if any).
What to Expect When You Apply
Applying for CDCP coverage is straightforward! Here’s how it works:
- Make sure your taxes are filed for the previous year
- Confirm you don’t have private dental insurance
- Apply online or by phone via Service Canada
- You’ll receive a welcome package and benefits card
- The card shows your start date and coverage level
At Saberton, our care coordinators are more than happy to walk you through eligibility and submitting your application.
Important: Only book your denture appointment after your coverage start date. If you start treatment beforehand, you might not be covered.
FAQs & Common Concerns
Q: Will this affect my provincial or disability coverage?
A: No. CDCP is designed to coordinate with other plans. There’s no duplication or cancellation of provincial or disability benefits.
Q: What if my dentist or denturist isn’t registered with CDCP?
A: You can still apply, but your provider must bill Sun Life directly for the service to be covered. If they don’t, you’ll pay out-of-pocket. The good news is that all Saberton clinics and denturists provide services that are eligible for the Canadian Dental Care Plan.
Q: Does CDCP renew automatically?
A: Coverage is reviewed every year based on your annual tax return.
Here’s What You Need to Do:
- Check your eligibility
- File your taxes (if you haven’t)
- Apply via Service Canada
- Book with a CDCP-registered provider like Saberton Denture & Implant
At Saberton, we’re here to help guide you through every step — from application to aftercare. Denture care doesn’t have to be stressful, and with the Canadian Dental Care Plan, it’s more accessible than ever.
Internal Resources:
Book Your Free Consultation
Book your free consultation today and let Saberton help you make the most of your CDCP coverage.
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